Senior Credit Risk Portfolio Manager

Employer iwoca Deutschland
Location Harrow, England, United Kingdom
Salary Paid paternity leave, Medical insurance
Posting date 14-Mar-2026
Sector Financial Services
Job Type Full-time
Experience Mid-Senior level

Job Description

About the Opportunity

We’re looking for a Senior Credit Risk Portfolio Manager at iwoca.

About Us

Imagine a world where every small business has the power to thrive. That's the world we're building at iwoca. Since 2012, we've revolutionised how small businesses access finance, providing fast and flexible funding.

Our impact speaks for itself: we've provided billions in funding to more than 150,000 businesses across Europe, making us one of the continent's leading fintech innovators.

The Role - Shape the future of small business lending

At iwoca, we’re looking for a Senior Credit Risk Portfolio Manager for our German business. This role is central to maintaining our strong credit risk culture and ensuring sustainable growth.

What You Will Be Doing

Own the portfolio by monitoring credit performance
Be the voice of credit risk by providing clear reporting
Support strategic direction and inform funding strategy
Cross-functional leadership and team management

Responsibilities

Monitor credit performance across the DE portfolio
Provide reporting on loss rates and credit profile
Help shape and manage iwoca’s credit risk appetite and policy
Work with Capital Markets to produce compelling risk insights
Bring credit risk expertise to major business initiatives

Eligibility

Requirements for the role:

Strong analytical mind
Credit risk expertise
Data-driven problem-solver
Confident communicator
People leader
Execution-focused

Benefits

Depending on your location, benefits may include:

Medical insurance
25 days’ holiday
Emotional and mental health support
Pension and share options
Generous maternity and paternity leave
And more...

About Company

At iwoca, we prioritize a culture of learning, growth, and support. We value thought and skill diversity and offer a friendly and inclusive environment.

The Offices

We have offices in London, Leeds, Berlin, and Frankfurt with various events and clubs for employees.

Salary

We expect to pay from £100,000 for this role. Please include your salary goals with your application.

The Culture

At iwoca, we look to hire smart, passionate, humble individuals with a growth mindset. We value professional development and offer a flexible work environment.