Structurer- Asset Backed Lending (RMBS & ABS) – In business – Portfolio Manager – Citi

About the Opportunity

Discover your future at Citi. Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community, and make a real impact.

Job Overview

Are you looking for a career move that will put you at the heart of a global financial institution? Then bring your skills in analysis, problem-solving, and knowledge in a broad range of RMBS and ABS structures.

Team/Role Overview

This role sits within the Spread Products EMEA Financing and Securitisation business. The Portfolio Manager will support the primary asset-backed lending business with a focus on portfolio management, monitoring, controls, execution, and cross-functional collaboration across Structuring, Risk, Finance, and external stakeholders.

Responsibilities

• Conduct ongoing performance monitoring of RMBS and ABS loan portfolios in EMEA.
• Analyse collateral pools, cashflow profiles, deal structures, and servicer reporting.
• Forecast P&L and limits usage.
• Identify emerging risks and portfolio-level performance deterioration.
• Calculate and submit SFA and SSFA for accurate capital reporting.
• Run stresses for CCAR models and coordinate with internal teams.
• Review transaction documentation including covenants, triggers, and reporting.
• Collaborate across internal loan, risk and reporting systems, support automation.

About You

General knowledge of RMBS/ABS lending. Understanding of securitisation markets. Ability to interpret granular loan-level datasets. Strong credit and operational risk awareness. Ability to review and interpret legal documentation. Highly organised, analytical and able to manage multiple priorities. Strong communication, Excel and PowerPoint proficiency.

Benefits

• The position provides a foundational opportunity to help shape a newly established Portfolio Management function within the primary asset-backed lending business, offering exposure to a broad spectrum of RMBS and ABS transactions.
• Generous holiday allowance starting at 27 days plus bank holidays; increasing with tenure.
• Private medical insurance packages to suit your personal circumstances.
• Employee Assistance Program.
• Pension Plan.
• Paid Parental Leave.
• Special discounts for employees, family, and friends.
• Access to an array of learning and development resources.

About Company

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.