Portfolio Manager – Business Lending

About the Opportunity

Portfolio Manager – Business Lending
Commercial Banking | Credit Strategy & Policy | Portfolio Risk

Some portfolio roles focus on reporting what has already happened. This one is about influencing what happens next. We're partnering with a specialist business lending team, in a well-known bank, who are looking for an experienced Portfolio Manager to help shape credit strategy, portfolio performance, and risk frameworks across a growing commercial lending business. This is a highly visible role sitting at the intersection of credit, risk, and front-line banking. You'll work closely with senior stakeholders to ensure the business can continue to grow while maintaining strong underwriting standards and disciplined risk management.

Responsibilities

• Ownership of portfolio oversight and credit governance
• Monitoring portfolio performance and emerging risk trends
• Managing covenant compliance, annual reviews, and watchlist activities
• Supporting complex and structured commercial lending transactions
• Developing and refining credit policies, standards, and decision frameworks
• Designing practical delegation and approval structures
• Building meaningful portfolio reporting and early warning indicators
• Partnering with frontline, credit, and risk teams to improve lending outcomes

About You

Extensive experience in commercial banking portfolio management, credit risk, or credit policy. Prior product management experience is highly desirable. Deep understanding of SME and cashflow-based lending. Experience managing portfolio quality, covenant monitoring, and remediation activity. Exposure to credit policy development, governance, or risk frameworks. Strong stakeholder management skills across business, risk, and credit functions. The ability to balance commercial outcomes with sound credit judgement.

Benefits

• Opportunity to influence credit strategy rather than simply execute it
• Broad exposure across origination, risk, and portfolio management
• Work closely with experienced commercial banking leaders
• Be part of a growing specialist lending platform
• Flexible working arrangements
• High-impact role with visibility across the business

About Company

Reach out to Anita O’Connor at anita.oconnor@tompeople.com for a confidential discussion or apply today.