Portfolio Manager – BBLC

About the Opportunity

As the Portfolio Manager - BBBLC, you will be responsible for assisting Business Banking and Practice Finance officers in the portfolio management activities (generally loans over $500,000) that are reviewed, decisioned and managed by the BBLC (Business Banking Loan Center). You will partner with and support both relationship managers and client managers. You will perform credit underwriting related to requests for renewals, modifications, changes in terms, credit reviews and reaffirmations for the Business Banking and credit portfolios.

Responsibilities

• Analyze business and personal financial statements
• Work with the Business Banking Loan Center underwriting team
• Present solutions to credit structure, covenants, financial reporting requirements
• Monitor portfolio continuously
• Recognize and manage early warning signs
• Provide specialized risk guidance and advice
• Secure financial information and test covenants requirements
• Provide timely client follow up
• Address complaints, resolve documentation exceptions, covenant requirement violations
• Perform site visits if needed

About You

You possess a Bachelor’s Degree in Business, Accounting, Finance or related area with at least 6 hours of accounting AND 1+ year in Business Loan experience (up to $5MM) AND 1+ year credit analysis experience. OR, you have any combination of education and experience that would provide an equivalent background. You demonstrate credit decision making skills and ability. You demonstrate financial analytical skills with ability to solve complex problems by interpreting data and results. You demonstrate excellent writing skills to create credit memos. You demonstrate excellent verbal and interpersonal skills to communicate with sales force and credit managers. You demonstrate ability to work independently. You demonstrate proficiency of Excel, and Word to create tables and worksheets for credit memos.

Eligibility

Bonus points if you have previous Business Loan collections experience, 2 years’ Business Loan credit underwriting, knowledge of Capital Stream, FIS/BIS, and an aptitude to think strategically and envision future state of the portfolio.

Benefits

• Competitive compensation range: $51,480.00 - $99,330.00
• Various benefits including Paid Time Off, 401(k) matching program, annual incentive pay, paid holidays, comprehensive company sponsored benefit plan, health savings accounts, fitness reimbursement, tuition reimbursement, and more

About Company

UMB offers competitive and varied benefits to eligible associates. UMB and its affiliates are committed to inclusion and diversity, providing employment opportunities without regard to various statuses.