Job Description
Location: On site at the listed location.
Summary
The Portfolio Manager plays a key role in assessing risk and managing the loan portfolio through analytical and credit oversight. Responsibilities include conducting annual reviews, ensuring loan covenant compliance, and facilitating financial collections within assigned portfolios. The role involves partnering with Relationship Managers to grow a high-quality, profitable loan book.
Key Responsibilities Include
Evaluating information to determine risk ratings and identifying credit risk trends, notifying managers of significant risk changes.Collaborating with Relationship Managers to meet with clients, collect financial data, and understand client needs.Analyzing financial statements to assess financial health, profitability, and repayment capacity of prospects and borrowers.Preparing financial spreads, credit presentation packages, and loan structures for approval.Assisting with loan pricing, structuring, and coordinating closing processes.Monitoring industry trends to identify potential risks and ensuring timely renewal notices and compliance reviews.Maintaining up-to-date regulatory and compliance courses and performing additional assigned duties.
Qualifications Include
Bachelor’s degree with at least 10 years of experience or equivalent education and experience.