Portfolio Manager

About the Opportunity

East West Bank is seeking a Portfolio Manager for the Healthcare Finance specialty lending group responsible for underwriting, credit monitoring, and portfolio management.

Responsibilities

• Underwrite, manage, and structure commercial lines of credit, real estate, and cash flow leverage transactions according to the Bank established guidelines and policies
• In-depth working knowledge of ABL revolvers including evaluation of borrowing bases, field exams, and collateral monitoring
• Ongoing monitoring of credit/covenant compliance
• Analyze and create financial loan memorandums to generate new loans and modifications
• Manage the renewal process by working with the client and the credit department including increase/amendment/waiver
• Partner with the Relationship Manager as the point of contact for the client; acting as a liaison to the credit department, the commercial support staff, and other internal business partners
• Ensure compliance with EWB regulatory and credit requirements
• Responsible for credit risk and quality of the portfolio
• Develop problem loan credit solutions
• Ensure the portfolio administration and risk management of each client relationship follows established EWB credit policy, procedures, and business strategy as well as commercial and regulatory guidelines
• Determine the merits of specific loan requests and recommend structure as well as aggressively managing the client relationship
• Assist with due diligence/analysis with new client relationships and opportunity memos as appropriate
• As appropriate assist in the development of junior bankers, credit analysts, and relationship associates
• Make presentations on specific loans and participate in the bank's loan approval process, recommending approval and appropriate structure of credits
• Perform other administrative duties required for the maintenance of a portfolio of clients

Qualifications

• Bachelor's degree or combination of education and directly related experience
• 7+ years commercial banking and direct portfolio management and/or underwriting experience (OR 4 years experience for Portfolio Officer)
• Demonstrates strong underwriting and projection skills
• Has a strong understanding of credit policy and procedures and is able to accurately risk-rate loans/credits, evaluates both cash-flow and collateral-based loans/credits
• Develop problem loan credit solutions
• Has a strong knowledge base in Treasury, FX, and Derivative products and have demonstrated abilities in coordinating the resources of the bank to bring effective full service solutions to the company
• Excellent presentation, verbal & written communication skills

Compensation

The base pay range for this position is USD $90,000.00/Yr. - USD $170,000.00/Yr. Exact offers will be determined based on job-related knowledge, skills, experience, and location.