Portfolio Manager 1 – Commercial Admin Total Bank

About the Opportunity

This position is 100% in office. The employee will work full time in an office in a designated WesBanco location. Consideration for location will be Cincinnati LPO - Cincinnati, OH and Henderson Rd - Columbus, OH.

Responsibilities

• Prepares and coordinates Line of Credit annual renewals.
• Prepares and coordinates annual relationship review.
• Assists with clean-up and resolution of loan exceptions.
• Maintains direct client contact to collect financial and other information, and manage portfolio.
• Monitors construction loans and advances in conjunction with Secured Credit Administration (CRE).
• Analyzes Commercial Construction Draw Packages Submitted By Commercial Lending Production Areas For Completion And Accuracy And Recommend Approval Or Denial Of Requested Draw Amount.
• Receives, reviews and balances commercial construction draw documentation (budgets, inspection reports, title updates and lien wavers, etc).
• Reviews all documentation and disbursements to ensure all funds have been disbursed properly.
• Orders project inspections and title updates and reviews both for compliance.
• Interfaces with customer on issues as they arise.
• Monitors borrowing base certificates / AR aging’s and Line of Credit advances in conjunction with Secured Credit Administration (C&I).
• Assists in research on clients and prospects using market and industry research provided by outside vendors.
• Attends problem loan meetings as a resource to the Commercial Banker.
• Utilizes the market scorecard to address the Bank’s performance in each state in which it operates.
• Performs other duties as assigned.

About You

Qualifications Preferred

• Experience with commercial lending systems and loan documentation preferred.
• Solid understanding of all aspects of commercial lending, documentation and servicing. Must be able to recognize what is missing or needed.
• Previous formal credit training or proven strong credit analysis skills, preferred.
• Ability to read, analyze and interpret Commercial Construction Loan documents including notes, mortgages and construction loan Agreements.
• Experience in analyzing financial statements from commercial clients to determine what is needed.
• Experience in reviewing covenants to understand if the loan will be able to meet those covenants.
• Experience with commercial draw agreements and make independent decisions to determine if it is the correct draw amount and if not must be able to call the client and explain the reasoning.
• Must have experience working independently with the credit and underwriting personnel.

Eligibility

High School Diploma or GED required. Bachelor’s Degree in Business Administration preferred.

Benefits

Banking is a highly regulated industry and you will be expected to acquire and maintain a proficiency in the Bank's policies and procedures, and adhere to all laws, rules and regulations that are applicable to your conduct and the work you will be performing. You will also be expected to complete all assigned compliance training in a timely manner.

About Company

WesBanco is a commercial banking team that focuses on Commercial Real Estate (“CRE”) and/or Commercial & Industrial (“C&I”) relationships to provide exceptional customer service and financial solutions.