Loan Portfolio Manager

About the Opportunity

The Portfolio Manager at PlainsCapital Bank underwrites credit exposure and actively manages an assigned portfolio of commercial client relationships under the supervision of the Director, Portfolio Management. The typical portfolio will consist of a variety of commercial loans including lines of credit, term notes, and commercial mortgages. The Portfolio Manager works closely with lenders and acts as an extension of the relationship team by sharing responsibility for developing team solutions for credit, deposit and other Bank products and services.

Responsibilities

• Performs monitoring and servicing activities on an assigned portfolio of commercial relationships of varying size and complexity
• Manages loan performance to ensure credit portfolio remains robust and compliant
• Conducts regular reviews of existing loans to assess credit quality and identify potential risks
• Monitors covenant compliance and remediates any regulatory breaches
• Reviews and approves loan modification and collateral substitution requests
• Analyzes financial statements to evaluate credit worthiness
• Supports Loan Officers in guiding credit requests through the approval process
• Participates in day-to-day client interaction
• Maintains working knowledge of Bank products, services, departments

Qualifications

Bachelor’s degree in Business related field required. Strong preference for Finance or Accounting major or concentration. 1 to 3 years of commercial banking experience, with a strong preference for the completion of a commercial credit training or similar program. Demonstrated comprehension of the application of financial theory to borrower credit worthiness. Ability to travel within designated market/region. Excellent verbal, written and interpersonal communication skills. Excellent PC skills. Excellent analytical, time management, organizational and problem-solving skills. Self-motivated with strong initiative, accountability, and attention to detail. Ability to interface effectively with senior/executive level management.

About Us

PlainsCapital Bank was founded in 1988 by a group of young bankers who dreamed of bringing relationship banking to Lubbock, Texas. With a commitment to financial strength and stability, PlainsCapital Bank has grown to have a statewide presence with approximately 55 locations in markets across Texas. Known for their straightforward approach and exceptional client care, PlainsCapital Bank offers a full suite of commercial banking products and services as well as convenient services for personal finances.

For more information, visit PlainsCapital Bank.