Commercial Portfolio Manager

About the Opportunity

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Responsibilities

• Effectively partners with RMs, market leadership, senior management and credit officers to originate, monitor, maintain and grow profitable Wholesale Banking relationships.
• Perform due diligence, credit analysis, underwriting, recommend borrower and facility risk assessment ratings and preparation of credit approval packages for new and existing loans, extensions, modifications and amendments.
• Perform on-going portfolio management, monitoring and risk management activities to confirm that relationships adhere with established credit policy, procedures and business strategy, as well as commercial and regulatory guidelines.
• Ensure loan agreements are accurately documented as approved, are added to the master loan agreement tracking reports and monitored for compliance.
• Prepare annual or administrative reviews to assess client and guarantor financial performance, covenant compliance and to update borrower and facility risk ratings. Ensure that reviews are completed within established target review dates.
• Effectively communicates with various internal business partners, i.e., loan operations, credit services, credit review, audit, treasury services, etc., engaging them as appropriate throughout the underwriting and portfolio management process.

About You

Bachelor's degree is required. A Bachelor’s degree in Business Administration, Finance, Accounting or related field is preferred. 3+ years of general banking experience, credit analysis, relationship management, or a combination of related experience. Credit analysis training, certificate program and/or experience, underwriting, loan portfolio management experience, working closely with Credit Analysts, Commercial Underwriters, RMs or other commercial bankers is preferred. Excellent verbal, written & interpersonal skills. Ability to read, analyze and interpret business periodicals, professional journals, technical procedures or governmental regulations; to write reports and business correspondence; effectively present information and respond to questions from groups of managers, clients, and the general public.

Eligibility

Equal Opportunity/Affirmative Action Employers. All qualified applicants will receive consideration for employment without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability or history of disability, genetic information, status as a protected veteran, disabled veteran, or other protected characteristics as required by federal, state and local laws.

Benefits

Annual involvement in at least one (1) civic, community or industry-related activity is strongly encouraged.

About Company

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