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Portfolio Manager or Senior Portfolio Manager

Job Description

About the Opportunity

Come to work for a company you can be proud to represent and enjoy fantastic, comprehensive benefits. The hiring range for this opportunity is $85,000 to $150,000 annual salary along with incentive opportunities, creating a competitive total compensation package based on our pay scale, and may be modified by location and is commensurate with qualifications and experience.

Responsibilities

  • Serve as primary contact for assigned Commercial or Business relationships across the Bank’s footprint
  • Monitor and assist with the relationships’ profitability, retention and growth
  • Maintain a loan portfolio, minimizing risk and maintaining delinquencies and weak loans
  • Recommend and model appropriate loan structure for expanding relationships
  • Conduct quarterly, semi-annual, or annual business reviews
  • Identify referral opportunities and introduce other business lines

About You

Strong business acumen and ability to fully analyze and underwrite all types of loans. Superior understanding and analysis of financial statements, collateral, DSCR and covenant compliance. Review of credit risk rating and borrower/guarantor analysis. Ability to assess changes, clearly identify offsetting mitigates and summarize recommendations. Maintains a current understanding of Bank policies and procedures in compliance with all federal and state laws.

Eligibility

High school diploma required; bachelor’s degree in accounting, finance, or business administration recommended. 3 years of related experience required within the financial industry. Financial analysis experience and credit training required. Exceptional communication and analytical skills, and the ability to communicate effectively across all levels of financial literacy. Effective presentation skills to C-Suite executives and organizations.

Benefits

  • Full job descriptions available upon request

About Company

Established in 1975, Tri Counties Bank is a wholly-owned subsidiary of TriCo Bancshares (NASDAQ: TCBK) headquartered in Chico, California with corporate offices in Roseville, South San Francisco, and Bakersfield, with assets of nearly $10 billion and 50 years of financial stability. Tri Counties Bank is dedicated to providing exceptional service for individuals and businesses throughout California with more than 75 locations, advanced mobile and online banking, and access to approximately 40,000 surcharge-free ATMs nationwide. As California's Local Bank, Tri Counties Bank prioritizes serving clients with local bankers and local decision-making, backed by corporate philanthropy, community engagement, employee volunteerism, and investments. Recognized by various publications as among the Top Workplaces and Best Banks, Tri Counties Bank recruits and retains diverse and talented team members. Tri Counties Bank is an Affirmative Action and Equal Opportunity Employer, Race/Color/Religion/Sex/Sexual Orientation/Gender Identity/National Origin/Disability/Veteran.