Job Description
About the Opportunity
Join a leading, independent finance provider in Central London specializing in fast and flexible bridging loans and buy-to-let mortgages. With a robust presence in the market, we are expanding and seeking a talented Loan Portfolio Manager to join our dynamic team.
Responsibilities
- Conduct thorough audits of new loan files, meticulously reviewing and approving legal documents sourced from solicitors to maintain compliance and accuracy.
- Verify and ensure that loans meet stringent eligibility criteria, contributing to responsible lending practices and portfolio quality.
- Analyze valuation reports with precision, identifying potential defects or issues that could impact loan security, and leveraging compliance checking tools to evaluate customer suitability.
- Work closely with underwriters to facilitate smooth loan completion processes, ensuring all requirements are met for seamless transactions.
- Maintain internal compliance lists to align with regulatory standards and company policies, fostering a culture of adherence and excellence.
- Ensure full compliance with collections, redemptions, and default loans policies across the loan portfolio, safeguarding financial integrity.
- Take ownership of defaulting cases, navigating receivership or legal processes, and effectively communicating with all stakeholders involved.
About You
- Previous experience in bridging loans, buy-to-let mortgages, or related loan spaces is highly preferred.
- Demonstrate strong organizational abilities to manage multiple loans and borrowers effectively.
- Exhibit strong analytical skills to interpret complex loan data, identify trends, and make informed decisions.
- Display excellent attention to detail, particularly in working with numerical data.
- Experience using compliance checking tools such as Experian, GBG, Smart Search, and Lexus Diligence for KYC processes is advantageous.
- Possess strong written and verbal communication skills to interact confidently with internal teams and external stakeholders.
Benefits
- Be Part of a Dynamic and Growing Company
- Annual salary review & regular appraisals
- Bonuses and Incentives
- Enhanced Maternity and Paternity Leave Package
- Exclusive Employee Discounts at Leading Retailers (covering groceries, technology, and holidays)
- Ongoing Staff Training and Development Opportunities
- Private Medical Health Care with Vitality Life Insurance Coverage
- Additional Day Off to Celebrate Your Birthday
- Engaging Work Networking and Team Building Event
Next Steps
Ready for an exciting career move? Hit ‘apply’ to express your interest, and if your CV aligns with our requirements, expect a call from one of our team soon to discuss this fantastic opportunity further. This role is a full-time on-site position in our central London office.