Portfolio Manager (Unsecured Consumer Lending / Fintech / Airtime Advanced)

About the Opportunity

Portfolio Manager (Unsecured Consumer Lending / Fintech / Airtime Advanced) As part of our client’s broader Financial Services strategy, the incumbent will need to develop a portfolio of lending products, manage them through the stages of the telco lending products life cycle as well as:

• Keep pace with the latest in industry & technology developments as well as the broader regulatory environment.
• Foster broader collaboration with other business units, ensuring the payments and remittances complement and leverage our client’s core telco offering.
• Improve the overall revenue contribution and performance of telco lending products.

Responsibilities

• Management of the existing Airtime Advance Product, maximising growth of the existing business whilst maintaining key metrics around customer ARPU accretion, loss ratios and customer churn.
• Continue to develop and innovate the existing Airtime Advance proposition.
• Utilisation of Airtime Advance analytics as a launch pad for additional lending propositions which will be developed as part of a compelling consumer offering.
• Development of the telco lending marketplace proposition which will span multiple segments.
• Developing all relevant documentation, providing inputs and evaluation for financial business cases, defining business rules and working with customer experience teams to define and refine existing and new customer journeys.
• To do revenue projections and forecasts for revenue and analyse and identify shortfalls and areas of improvement.
• On-going innovation and product development, market trends and also historical data and performance.
• Provide insights to the broader team around innovations and developments within the telco Lending and Fintech industry.
• To regularly review launched products to ensure the performance is in line with initial assumptions and implement corrective measures if needed and also look at how to improve/enhance products.
• Keep track of competitor launches and take measures to mitigate risks.
• Monthly product presentations for an audience consisting of managing executives and senior management.

About You

Requirements:

• Prior Consumer lending product design and development experience is essential.
• A detailed knowledge understanding of a the fast-paced unsecured lending industry is essential.
• Matric essential.
• Relevant 3-year Business degree essential.
• Minimum of 8 years’ experience within the Consumer Lending industry is essential.

Benefits

Job Type: Full-time | Hybrid

Location: Johannesburg or Cape Town

About Company

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