Commercial Portfolio Manager II

About the Opportunity

The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions.

We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships, and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated, and team members are inspired to achieve their greater purpose. Your future begins here!

Summary/Objectives

The Commercial Portfolio Manager supports the commercial loan and deposit portfolio of one or more Relationship Managers (Commercial with some CRE) providing quality underwriting, sound portfolio management, and superior client service.

Essential Functions

• Analyzes financial information to evaluate the creditworthiness of new loan requests, renewal loan requests, and ongoing Portfolio Management activities
• Completes industry research to support existing and new Customers
• Compiles commercial loan packages ensuring completeness and accuracy of information provided
• Guides the loan request through the Credit Approval Process
• Assures that large commercial loan relationships are in compliance with regulations
• Monitors and services large commercial loan portfolios
• Assists Relationship Manager in credit presentations
• Undertakes special projects related to job function

Competencies

• Excellent interpersonal skills
• Proficient in Microsoft Excel and Word
• Strong organization skills
• High attention to detail
• Cooperative and willing to assist coworkers and customers

Qualifications And Education Requirements

Education: Four-year degree in Business Administration, Finance, Accounting, or related field; Graduation from a recognized school of banking is an asset or equivalent experience

Experience: Minimum of 4-6 years of experience in credit analysis, commercial banking, business banking with at least 2 years of specific portfolio management and/or underwriting experience supporting Middle Market.

Knowledge: Knowledge in accounting and lending principles, as well as excellent oral and written communication skills. Must have an in-depth knowledge of Federal and State lending regulations and Bank policies related to lending procedures.

Training Requirements/Classes

• South State Bank credit policies, procedures, and underwriting standards
• Annual regulatory and compliance training

Physical Demands/Work Environment

Must be able to stand and/or sit for long periods of time. Must be able to effectively access and interpret information on computer screens, documents, and reports.

Travel

This position does not require travel.

Equal Opportunity Employer, including disabled/veterans.