Real Estate Finance – Portfolio Manager – Associate

About the Opportunity

This job is with Mizuho, an inclusive employer and a member of myGwork – the largest global platform for the LGBTQ+ business community. Please do not contact the recruiter directly.

About Company

We are not your typical financial institution. It's our people who make us a cut above. Here, every person is respected because of their differences, not in spite of them.

We pride ourselves on a culture of purpose, passion, and compassion. At Mizuho, we provide the stability of an international industry leader with the career trajectory of a growing business. Our steady, strategic growth gives our people at all levels rewarding degrees of responsibility and a richer work experience than a boutique firm or an established giant could offer alone.

Working for Mizuho opens doors not just to a rewarding career with excellent prospects, but to lasting friendships with colleagues from diverse cultures. It's the local expertise of our employees that makes our global network so powerful. By collaborating with colleagues and clients who have your same ambition, you can amplify your sphere of influence and base of knowledge as part of one of the largest-and growing-banks in the world.

What is the opportunity?

The Structured Finance Portfolio Management team is responsible for credit risk management and administration activities for a diverse portfolio of transactions in the renewable energy, power, energy transition, natural resources, infrastructure/PPP, real estate, and securitized product sectors. It is both a client-dealing and a Middle Office role, and includes inter alia amendment/waiver requests, rating reviews, proactive monitoring of all risks, covenant monitoring and interface with key external and internal stakeholders (including Sponsors, Project Managers, external advisers, other financial institutions, Bank Senior Management, Credit Departments, Front Office, Treasury, Loan Admin and other internal departments as required). The ideal candidate will be highly self-motivated, risk aware, experienced in real estate finance, customer focused, and enjoy working collaboratively in a positive team environment.

Responsibilities

• Account management of a range of Real Estate Finance (REF) and Securitized Product (SP) assets
• Diligent and proactive credit monitoring of the REF and SP portfolio through the review of all covenanted financial and REF and SP asset information
• Complete all regular credit processes on the REF and SP assets such as rating reviews, closewatch reporting, self-assessment, and any other credit related instructions
• Administration tasks relating to a portfolio of REF and SP assets including but not limited to covenant monitoring, Know your Customer and Anti Money Laundering, etc.
• Active interface with internal departments including Credit, Legal, Front Office, Treasury, Audit, and Back Office as well as other Mizuho offices

About You

Sound knowledge on the REF and SP and good understanding of risks associated with REF and SP transactions. Project Finance (PF) experience is a plus but not essential. Good knowledge and interpretation of legal documentation. Good financial analytical skills and interpretation of financial models with ability to run sensitivities and accounting knowledge. Demonstrable experience in managing a diverse portfolio of REF and SP assets. Ability to solve problems, make decisions and innovate. Excellent communication skills, self-motivation, and flexible work approach. Independent thinker but collaborative nature in working with REF and SP origination teams and wider MHBK and MHI to contribute to a successful team performance. Good organizational and time management skills and ability to work under pressure at times. Second language skills desirable. Education minimum 2 A-Levels but Bachelor's degree or equivalent desirable.

Benefits

• Competitive starting salary, plus discretionary bonus
• Non-contributory pension
• 27 days' annual leave
• Core working hours
• Hybrid working - office and home based
• Virtual GP
• Wellbeing benefits, including Mental Health Allies and First Aiders

What Mizuho Can Offer You

Here at Mizuho, there are fantastic progression opportunities and clear paths to promotion. We will give you ample opportunity to affect change and to help grow our business.

In addition to the great opportunity outlined above we are also currently able to offer:

• Competitive starting salary, plus discretionary bonus
• Non-contributory pension
• 27 days' annual leave
• Core working hours
• Hybrid working - office and home based
• Virtual GP
• Wellbeing benefits, including Mental Health Allies and First Aiders

Eligibility

At Mizuho, we embrace flexible ways of working when the role permits. We offer different working arrangements like part-time, job-sharing, and hybrid (office and home) working. Our purpose-led culture and global infrastructure help us connect, collaborate, and work together in agile ways to meet all our business needs.

At Mizuho we are committed to supporting equality, diversity, and equality, and seek to create a workplace that is fully inclusive. We welcome applications from all sections of the community that we operate in and from all ethnic backgrounds, sexual orientation, beliefs, gender identities, and disabilities.

If you require more information about our equal opportunities policy or wish to discuss any accessibility requirements or reasonable adjustments please contact the recruitment team - recruitment@mizuhoemea.com and we will be happy to help.