Portfolio Manager – Commercial (Emerging Middle Market)

About the Opportunity

BMO is the 8th largest bank in North America and the 4th largest commercial lender with aggressive growth ambitions in the U.S. We are driven by a single purpose: to Boldly Grow the Good in business and life. Our Purpose informs our strategy, drives our ambition, and reinforces our commitments to progress: for a thriving economy, a sustainable future, and an inclusive society.

Responsibilities

• Analyzes credit information to support lending decisions and processes for new and existing Commercial banking loans and credit solutions
• Makes credit decisions and recommendations in compliance with bank policies and procedures
• Performs financial analysis and calculations
• Assesses client creditworthiness and prepares detailed credit summaries
• Utilizes financial models and analytical tools to assess client repayment capacity
• Supports portfolio monitoring and compliance
• Identifies risks and opportunities by analyzing metrics and industry trends
• Supports negotiation of loan terms and conditions
• Develops proposals to capture new business and expand client relationships
• Structures and supports new, renewal, and extension loans
• Conducts financial analysis and risk assessments
• Monitors portfolio performance and minimizes risk exposure
• Serves as a point of contact for service requests
• Supports initiatives to enhance service quality and acquire new business
• Identifies revenue and cross-selling opportunities
• Manages data entry into BMO's systems

About You

Preferred 3 – 4 years of relevant experience in credit or lending instruments or financial operations in a corporate or banking environment. Bachelor’s degree required; Business Administration, Finance, and Accounting preferred. Intermediate level of proficiency in Problem Solving, Collaboration, Detail-Oriented, Analytical Thinking, Loan Structuring, Regulatory Compliance, Portfolio Management, Credit Risk Assessment, Banking Operations, Microsoft Office. Advanced proficiency in Data analysis tools, Financial analysis, Technical proficiency.

Eligibility

Bachelor’s degree required; Business Administration, Finance, and Accounting preferred. Any other related discipline or commensurate work experience considered.

Benefits

• Salary range: $69,000.00 - $127,800.00
• Pay Type: Salaried
• Performance-based incentives, discretionary bonuses, health insurance, tuition reimbursement, accident and life insurance, retirement savings plans

About Company

At BMO, we are driven by a shared Purpose: Boldly Grow the Good in business and life. As a member of the BMO team, you are valued, respected, and heard, with opportunities for growth and impact. BMO is an equal employment opportunity employer committed to diversity and inclusion.