Business Banking Portfolio Manager

About the Opportunity

Responsible for underwriting small business loan requests to achieve efficiencies and quality of the process to enhance client experience. Primary performance responsibilities include analyzing business and personal financial data to determine the merits of the loan request (including adherence to loan policy), assessing the credit worthiness of borrowers, and identifying risks. Ensure all due diligence and background evaluations are complete and thorough before rendering a credit recommendation.

Responsibilities

• Responsible for the evaluation and underwriting of Business Banking loans to determine credit worthiness and compliance to United lending policies.
• Review and analyze business and personal financial data to determine the merits of the loan request, assessing the credit worthiness of borrowers.
• Working directly with Lender or Relationship Manager and other team members to effectively grow fees, deposits, and portfolio revenue.
• Contribute to meeting and/or exceeding the assigned volume/production goals of the account officers within the markets they service.
• Deliver spreadsheets, reports, summaries and issue opinions and recommendations to loan officers, credit officers or approving body to be utilized in credit decisions on new, renewal and existing loans.
• Perform company and industry research as needed.
• Perform online research of public records including, but not limited to, assessors’ databases, county register’s databases, Lexis Nexis and Secretary of State database for corporate filings and Uniform Commercial Code (UCC) filings.

About You

Bachelor’s Degree required; degree may be substituted with minimum of three (3) years of additional related banking experience. One (1) year of professional Banking experience required; experience in Credit Analysis is preferred. Demonstrated ability to complete accurate complex financial and other analysis is required. Proficiency in Microsoft Office products is required. Ability to travel up to 10% required (may require overnight travel). Ability to demonstrate strong interpersonal and problem-solving skills. Excellent written and verbal communication skills required. Ability to perform complex mathematical calculations is required. Ability to work independently and as part of a team within a fast-paced environment. Strong multi-tasking and detail-oriented skills are essential. Demonstrates the Bank’s core values.

Benefits

Please click here to access a list of benefits for which this position is eligible. Additional information regarding United's Mission, Values and Culture can be found here.

About Company

At United, our strength is our people, and we are committed to nurturing a culture that is reflective of the communities we serve; promotes respect and a shared purpose; and aligns with our core values.

Equal Opportunity Employer

All qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, national origin, disability, status as a protected veteran, or any other characteristic protected by law.