SBA Portfolio Manager

About the Opportunity

Join Banesco USA as an SBA Portfolio Manager in the SBA Portfolio Managers Business Unit.

Responsibilities

• Ensure all assigned SBA loans 7(a) are monitored in strict accordance with the SBA Standard Operating Procedures (SOP 50 10).
• Conduct comprehensive annual reviews on SBA relationships.
• Prepare and process SBA servicing actions requiring lender or SBA approval.
• Assist in gathering data for required reporting on the SBA portfolio.
• Monitor existing lending relationships and complete required reviews.
• Prepare monthly Watch List comments and quarterly Adversely Classified Reports.
• Validate and analyze reports to verify compliance.
• Work on tracking tickler requirements and policy exceptions.
• Review and clear financial and documentation exceptions.
• Evaluate information to determine risk rating and recommend changes.
• Escalate issues and develop action plans.
• Partner with Loan Officers in structuring and underwriting.
• Prepare financial spreads and Executive Summary for credit underwriting.
• Act as a liaison between the customer and bank departments.
• Maintain insurance policies and borrower files.
• Monitor industry trends and analyze potential risks.
• Complete assigned annual training program.
• Perform other assigned functions and duties.

About You

Education: Bachelor’s Degree or equivalent experience.

Experience: 1-3 years in banking, preferably in Lending or Credit areas.

SBA Experience: Minimum of 1 year in SBA 7(a) loan portfolio management, servicing, or credit analysis.

Regulatory Knowledge: Knowledge of Bank policies, credit policy, and compliance regulations.

Skills: Advanced computer skills, problem solving, analytical, communication, organizational, time-management, and customer service skills.

Benefits: Competitive salary, variable compensation, Paid Time-Off, Tuition reimbursement, Paid parental leave, Medical, Dental, Vision, 401k, Life Insurance, Supplemental Insurances, Short-Term & Long-Term Disability Benefits.

About Company

Banesco USA is part of Banesco International, a global group of financial institutions in 14 countries. We prioritize the professional and personal development of our employees, aiming to create integral human beings committed to making a difference. Our Values: Reliability, Responsibility, Quality, and Innovation. Join us to be part of a world-class organization that embraces change and challenges.