Portfolio Manager

About the Opportunity

The Portfolio Manager takes primary responsibility for the underwriting process, portfolio administration, and credit quality of assigned portfolio partnering with lenders and other stakeholders both within the Bank and externally.

Responsibilities

• Support the commercial lending process through underwriting, policy knowledge, credit structuring, and risk assessment in credit request packages for assigned portfolio.
• Ensure packages are complete, accurate, and properly documented.
• Contribute to the Market’s success in meeting/exceeding volume and production goals.
• Primary liaison with internal and external stakeholders to include various Bank departments, customers, attorneys, and commercial lenders/leadership.
• Identify and recommend changes or enhancements to the Bank’s lending policies and procedures.
• Responsible for overseeing renewals, document tickler, and covenant tracking of loans.
• Participate in team sales call and attend external events and market activities in a business development role.

About You

Skills/Qualifications:

• Bachelor’s degree in business, finance, or related field or equivalent experience required.
• Minimum of three (3) years of experience working in Financial Services required; Exposure to Commercial Banking highly desired.
• Prior working experience with loan underwriting and credit training is required.
• Ability to analyze financial and project statement, corporate and personal tax returns.
• Knowledge of United’s services, products, policies, and procedures is a plus.
• Excellent verbal and written communications skills in Spanish or additional language a plus.

Eligibility

Ability to successfully complete system training within 90 days of hire. Ability to demonstrate being a self-starter, well-organized, detail-oriented. Ability to work well independently and in a fast-paced environment. Travel within the local market may be required.

Benefits

Please click here to access a list of benefits for which this position is eligible. Additional information regarding United's Mission, Values, and Culture can be found here.

About Company

At United, our strength is our people, and we are committed to nurturing a culture that is reflective of the communities we serve; promotes respect and a shared purpose; and aligns with our core values.

Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, national origin, disability, status as a protected veteran, or any other characteristic protected by law.