Portfolio Manager

About the Opportunity

This position will be remote until we have office space and then will be 100% in office. Consideration for location will be Florida.

Responsibilities

• Underwrites and services commercial loan portfolios including management of covenant compliance testing, financial reporting, and annual reviews
• Identifies credit weaknesses/trends and alerts management to deterioration
• Collaborates with Relationship Managers to prioritize new credit requests, renewals, modifications, and reviews
• Provides risk ratings and recommends appropriate credit structure
• Prepares approval, commitment, proposal document, and participates in documentation process including the identification of covenants and other key provisions
• Manages delinquencies, collateral exceptions, borrowing base, portfolio reviews, specialized reporting, soft exposure annual reviews, criticized loans, etc.

About You

Essential Duties And Responsibilities:

Owns primary responsibility for the credit and monitoring of Commercial portfolio risks.

Responsible for underwriting quality, portfolio administration, and credit quality of assigned portfolio working direct.

Serves as a secondary customer contact to the Relationship Manager.

Eligibility

Bachelor’s degree in business, finance, accounting or equivalent work experience or equivalent combination of education and experience are required.

Minimum of 2 years commercial credit or lending experience required.

Experience in Florida Market is highly desirable.

Benefits

• Opportunity to work with a dynamic team
• Competitive salary and benefits package
• Potential for career growth and development

About Company

Banking is a highly regulated industry and you will be expected to acquire and maintain a proficiency in the Bank's policies and procedures, and adhere to all laws, rules and regulations that are applicable to your conduct and the work you will be performing. You will also be expected to complete all assigned compliance training in a timely manner.

Strong Analytical Abilities, Credit Underwriting Skills

Ability to work with others in a team environment and under occasional time constraints is a necessity.

Proficient in Microsoft Office Products including Word, Outlook and highly proficient skills with Excel.